Terms of Service

Last Updated: February 4, 2026

This Terms of Service (“Agreement”) governs your access to and use of the websites including, without limitation:

  • www.echo-protocol.xyz

  • vault.echo-protocol.xyz

and any other sites associated with the echo-protocol.xyz domain (collectively, the Site), the Platform, the Protocol, and all services provided by Echo (“we”, “our”, “us”). By accessing or using the Site and Services, you agree to be bound by this Agreement.


1. Definitions & Scope

  • Services: All tools, applications, data, software, and interfaces provided by us that give access to decentralized staking, unstaking, lending and borrowing functionality.

  • Protocol: Decentralized smart contracts for peer-to-peer digital asset transactions.

  • Digital Assets: Cryptocurrencies, tokens, coins, and blockchain-based assets.

  • Company Content: Intellectual property owned or licensed by Echo.

  • Wallet: User’s digital asset wallet or address.

  • Restricted Person: Defined location or entity prohibited from using the Services.


2. Acceptance of Terms

By accessing the Site or Services, you:

  • Acknowledge you have read and understood this Agreement;

  • Agree you are not a Restricted Person (see Section 8 below);

  • Agree to comply with all applicable laws and regulations.

None of the Site or Services are offered to persons or entities who are Restricted Persons.


3. Eligibility

You may use the Site and Services only if:

  1. You can form a binding contract with us;

  2. You comply with all applicable laws, treaties, and regulations;

  3. If under age of majority, you use Services only with supervision/consent;

  4. You understand the risks associated with decentralized financial protocols;

  5. You don’t attempt to circumvent restrictions using VPNs or anonymization tools.


4. Wallet Use & Responsibilities

  • Connecting your Wallet is required for interacting with the Protocol.

  • We do not control, store, or manage private keys — you are solely responsible for securing them.

  • You agree to notify us if your linked Wallet is compromised.

  • You acknowledge that we may restrict or suspend your access for any reason.


5. Access & Rights

  • You are granted a limited, non-exclusive, non-transferable, revocable right to use the Site & Services.

  • Rights granted are subject to this Agreement and may be revoked at any time.

  • The Services are non-custodial; your Digital Assets remain under your control via your private keys.


6. Acceptable Use

You agree not to:

  • Copy, exploit, distribute, or commercially exploit the Site or Services;

  • Modify or reverse engineer any part of the Site;

  • Transmit spam, malware, viruses, or harmful code;

  • Interfere with infrastructure integrity;

  • Collect or harvest personal information without consent;

  • Use the Services to transmit assets derived from criminal activities;

  • Use automated agents (bots) without permission.


7. Fees & Costs

  • Users are responsible for all blockchain transaction fees (gas costs) associated with interactions on the Protocol.

  • Fee estimates provided on the Site are not guaranteed and may change.


8. Restricted Use & Restricted Persons

You may not use the Site or Services if you are:

  • A resident, citizen, located in, formed or organized in any country embargoed or sanctioned by relevant authorities (e.g., US, UK, EU sanctions lists; UN embargoes).

  • Blocked or denied by government, regulatory or enforcement authority.

  • Any such person/entity considered a “Restricted Person”.

(This overlaps with the restricted countries/locations you requested earlier.)


9. No Professional Advice

  • All content is informational only and not legal, financial, tax, or investment advice.

  • You should consult your own professional advisors for decisions based on the information.


10. Privacy

By using the Site, you consent to the collection and use of personal data as described in the Privacy Policy incorporated into this Agreement.


11. Forward-Looking Statements

Statements about future plans or expectations are forward-looking and involve risks and uncertainties. You should not place undue reliance on these statements.


12. Security Acknowledgement

  • Blockchain networks are open-source and can contain flaws or bugs.

  • You acknowledge risks including loss of funds if private keys are lost — protocol provides no recovery mechanism.

  • The Protocol’s underlying blockchains may fork, change rules, or incur technological risks beyond our control.


13. Third-Party Content

  • The Site may contain links to third parties.

  • Echo does not endorse or guarantee any third-party content, services, or transactions.

  • Any dealings with such third parties are solely between you and that party.


14. Indemnification

You agree to defend, indemnify, and hold harmless Echo and its affiliates from any claims, losses, liabilities, costs, damages, and expenses arising from:

  • Your use of the Site or Services;

  • Your violation of this Agreement or applicable law;

  • Any User Content you submit.


15. No Warranty

The Site and Services are provided “as is” and “as available” without any warranty. TO THE MAXIMUM EXTENT PERMITTED BY LAW, we disclaim all implied warranties including merchantability, fitness for a particular purpose, or non-infringement.


16. Disclaimer of Liability

Echo and its affiliates will not be liable for:

  • Any regulatory inquiries affecting availability;

  • Providing updates or security fixes;

  • Weaknesses in software or underlying networks causing loss or damage.


17. Assumption of Risk

You acknowledge and assume all risks inherent in the use of blockchain networks, smart contracts, and decentralized finance including:

  • Cryptographic risk,

  • Network rule changes (forks),

  • Volatility of Digital Assets,

  • Loss of private keys.

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